© 2009 Heritage Union Services, LLC. All rights reserved. SalaryShield is a registered servicemark of Heritage Union, LLC.

SalaryShield income protection plans are underwritten by our carrier partner, Heritage Union Life Insurance Company. SalaryShield Elite is a term life insurance product provided under policy form series AL-TL-POL300. SalaryShield Essential is an accidental death policy provided under policy form series HU-AD-POL200A. A portion of the monthly benefit may be taxable. Heritage Union Services, its affiliates and our carrier partners do not offer tax advice. Consult your tax advisor. All applications are subject to underwriting approval.

* SalaryShield Elite product. All issue ages, men and women, non-smoking in the preferred rate class.
** You may return the policy within 30 days after you receive it and get a full refund of any premium paid.